DBS Bk 4.7% NCPS 100

• Current Price = $106.71
• Interest = $4.70 per share
• Yield = 4.40%
• Credit Rating = A

Investment till Callable Date

• Tenure = 9.0 years
• Total Interest = $42.30 per share
• Capital Loss = $6.71
• Overall Yield = 3.71%
• Interest Rate after Callable Date = 4.70% (Assuming they don't redeem at callable date)

This is another one which I have researched on. The yield does not seem high but it is worthwhile because of the long tenure. Overall yield of 3.71% is also one of the highest we have (third on my list) which makes it worthwhile.

One strategy is to place money in this and withdraw 5 years later. I believe the capital loss won't be as much as the current $6.71 per share because they still have enough time value.

This is one of my consideration to place some of my reserve funds to generate returns which are high enough.